To improve understanding of the local impact of the coronavirus and COVID-19, the Islamorada Village Council encourages village residents and people employed by Islamorada businesses to participate in COVID-19 antibody testing. You do not need to have symptoms to be tested. 

If you do have symptoms, please contact your primary physician. If you develop shortness of breath, call 911 or go to the nearest emergency room right away.

Testing for those with medical insurance:

If you have medical insurance, you should first contact your primary care physician to ask if the office is offering the antibody testing. If your primary care physician is not offering the testing, the following local medical offices will provide the test for people with medical insurance that are not patients of their office. Testing is by appointment only.

  • Advanced Urgent Care, 100460 Overseas Hwy., Key Largo, FL 786-538-3040. New patients can register by phone.
  • Islamorada Medical Center, Dr. Miguel Diaz, Dr. Xavier Ramos, Dr. Nikole Czapp, 90130 Overseas Hwy., Tavernier, FL 305-852-9300 or [email protected]. Medical insurance covers all costs. If paying out of pocket, you will need to pay the $95.00 cost of the test at the time of the appointment.
  • CHI Tavernier, 91200 Overseas Hwy., #17, Tavernier, FL 305-743-0383. For this office, you will need to register as a new patient before making an appointment to receive the testing. To register and make an appointment for a COVID-19 antibody test, please call 305-252-4820. Request your appointment with Dr. Martinez in the Tavernier Office. CHI Tavernier provides a sliding-scale fee for people without insurance.

Testing for those without medical insurance:

  • People without medical insurance due to low income or recent unemployment may contact the Good Health Clinic, 92555 Overseas Hwy. #2, Tavernier, FL 305-853-1788. New patients will need to complete the application process before testing; the application takes 48 hours to be evaluated for approval. Visit for more information and click on the “BECOME A PATIENT” tab for the patient application.
  • Advanced Urgent Care is now providing testing for those uninsured, 100460 Overseas Hwy., Key Largo, FL 786-538-3040. New patients can register by phone.

If your COVID-19 antibody test is positive:

People with a positive result on the antibody test will be referred to their primary care physician for COVID-19 virus testing to determine whether the virus is still active in the body and potentially contagious. Islamorada Medical Center listed above will also provide the virus test; the office will bill medical insurance or will need to pay the $110.00 cost of the test.

Important information for health care providers:

Health Care Providers are urged to sign up for the HRSA COVID-19 Uninsured Program through the U.S. Department of Health and Human Services (HHS). The program was established as part of the COVID-19 pandemic response to provide claims reimbursement to health care providers generally at Medicare rates for testing uninsured individuals for COVID-19 and treating uninsured individuals with a COVID-19 diagnosis. Visit for more information and to sign up.

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